8 Ways To Buy Organic Produce And Meat On A Budget

Posted by Genry Read in Financial Reviews | No Comments

If you have been watching the news recently, you have probably heard about “pink slime” that is being added to approximately 70% of the beef available for public consumption.  Pink slime, which is the connective tissue of the cow processed and treated with ammonia to make it safer for consumption, is added to ground beef as a filler.  Ground beef mixed with pink slime is found in many grocery stores, school cafeterias and restaurants.  Until recently, McDonald’s, Burger King and Taco Bell all used ground beef mixed with pink slime.

If you are concerned about the quality of the food you buy, you may want to consider buying organic.  However, while many people want to feed their family high quality foods, they hear the word organic and think those products are not compatible with a family on a budget.  However, there are several strategies you can use to make buying organic more affordable.

  1. Shop at regular grocery stores.  There is no need to go to a specialty or designated organic store.  More and more supermarkets are carrying organic products, often for less than or at the equivalent price of non-organic products if you buy them on sale.
  2. Grow your own garden.  During the summer months, enlist the family to help you grow a family garden.  You will be able to grow enough produce to drastically reduce your produce budget.  If you don’t mind freezing vegetables, you can grow produce like sweet corn, red and green bell peppers, and zucchini to freeze for future use.  We add peppers that we have frozen to soups during the winter and can’t taste a difference from using fresh.
  3. Enroll in a CSA.  CSA stands for Community Supported Agriculture, and it allows you the opportunity to pay a farmer in advance for the produce he will grow during the summer.  In return, usually beginning in June and ending sometime in October, you will receive a fresh delivery of produce from the farm once a week.  Often the produce is organic, and you can buy it for much less than you would at the grocery store.  Best of all, the produce is usually grown within a two hour drive from your home.
  4. Consider big box stores.  Costco has quite a large selection of organic produce at reasonable prices.  I can buy a pound of fresh, organic spinach for $3.99.  I also buy organic rice milk there, for about half the price I can buy it in a regular grocery store.

If you would like to buy organic meat, there is no way around it, you will have to pay more.  However, organic meat usually comes from animals that were free to roam the farm and fed a natural diet rather than being confined to a tiny space and eating an unnatural diet consisting mostly of grains.

  1. Lower your meat consumption.  If you have trouble affording organic meat, first reduce the number of meat-based meals you consume.  If you buy less meat, you will be able to afford to buy more expensive, organic meat.   Try a few meals that showcase vegetables or beans every week.
  2. Buy straight from the farmer.  Consider contacting a local farmer to inquire about buying a side of beef or chickens from the farm.  We buy a ¼ side of beef from my cousin’s farm every year for approximately $600.  That supplies our family of 5 with enough meat for about 15 months.
  3. Try big box stores.  Again, Costco offers reasonably priced organic ground beef at a little less than $5 a pound.  Yes, it is more expensive, but I would gladly pay that rather than worry about pink slime in my meat.
  4. Change your thought process.  You may take your family out to eat and not think much about spending $40 to $50 for the meal.  Yet, if you buy 4 lbs. of organic ground beef for $17.99, you may

(…)

Advisor Profile: John Parry – Associate Financial Advisor and NFL Super Bowl Referee

Posted by Ginger Makales in Financial News | No Comments

When you watched the Super Bowl this year, did you notice number 132 on the field? John Parry, an Ameriprise associate financial advisor, was the head official during the big game between the New York Giants and the New England Patriots. John balances his passion for refereeing NFL football with his career as a financial advisor, and finds there are some similarities between the two roles. Here’s what he has to say about managing it all. Q: How did you get started as a referee in the NFL? I was raised around athletics and officiating has been a big part of my life for as long as I can remember. My dad officiated major college basketball and football games and then moved into the NFL for 15 years before he became the Big Ten supervisor of officials. I credit my dad’s role in the NFL as one of the main reasons I was bit by the officiating bug. It (…)

Real Estate Investors Are Making a Difference Across the Country

Posted by Clifford Mato in Best Financial Tips | No Comments

I got an interesting call last week from a reporter in New York. He is doing a story on real estate investors and the positive effects they are expected to have on home sales in the next couple of years while helping the housing market recover. I was happy to hear that someone was giving real estate investors and our industry as a whole some positive PR for a change.

NAR Statistics

This reporter quoted a NAR statistic that said, “Home purchases made by investors are up from 18% in 2010 to 24% at this time”. If you ask several different people you are likely to get several different answers on the exact percentage of houses for sale they believe real estate investors are buying. But there is no doubt they currently play a major role in helping move the staggering amount of inventory we have at this time.

That is a pretty big number!

I was a little surprised myself that the number was 24%.  I

(…)

Changes to Look for on Your 2011 W-2

Posted by Ginger Makales in Financial News | No Comments

Tax time is in full swing and if you are employed, you should have received your W-2 by the end of January. No doubt you are familiar with the W-2 form if you have been employed for several years. The size, shape and format of your W-2 depends on the employer’s payroll processing program, but regardless of format, each W-2 contains the same information.

This year you may find something different on your form. The new health care legislation, the Affordable Care Act, requires employers to report the cost of your employee coverage under your employer-sponsored group health care plan on the W-2 they issue to you. Though optional for 2011 W-2s, these reporting requirements will become mandatory for employers with 250 employees or more in 2012 and become mandatory for all employers beginning with 2013 W-2s.

You’ll find such benefits reported in Box 12 of the Form W-2, identified by the Code DD. If

(…)

15 Bible Verses About Thanksgiving And Appreciation

Posted by Genry Read in Financial Reviews | No Comments

Last week I wrote a post about how when were in the thick of life, it can be hard to appreciate all of the amazing blessings that weve been given. In that post I talked about a virtuoso violinist who stood in the subway playing one of the most intricately written concertos, flawlessly, only to have it go mostly unnoticed. Sometimes we dont even recognize the blessings for what they are, instead just taking things for granted. While the context of where the violinist played, in the subway, certainly is important, I still think the story speaks to how we sometimes dont even see or appreciate the blessings God has put right in front of our face.

Today I thought I would look at some verses in the bible where people chose to give praise, thanksgiving and appreciation to God the creator, both for the big and small things in life even in the midst of strife.

(…)

Starz Videos Disappear From Netflix

Posted by Clifford Mato in Best Financial Tips | No Comments

Netflix’s key contract with Starz expired on Tuesday, causing a massive hit to its instant streaming catalog of movies and TV shows.

Pay-cable network Starz struck a four-year licensing deal with Netflix back in 2008. Netflix had been trying for months to negotiate a new contract, but talks fell apart back in September.

The Starz contract officially expired on February 28, so titles such as “Toy Story 3,” “Scarface” and “Young Frankenstein” are no longer available on streaming from Netflix.

A significant amount of Starz’ content catalog is Disney films, though it includes licensed titles from several other studios. Netflix spokesman Steve Swasey would not confirm how many titles were pulled.

Swasey implied that Netflix will be able to get some of those titles back by striking deals with other cable networks, saying that “only about 15 Disney titles are really non-replaceable.”

“There’s always an ebb and flow of title availability, and there always will be,” Swasey said. (…)