If you’ve been thinking about switching to an online checking account, ING Direct is now offering a for opening an and making three debit card purchases. No special reference code needed. If you already have an ING Direct , you can enter your login info and speed through the application without having to enter your personal details again.
Electric Orange has no minimum balance requirements, no direct deposit required, and no monthly fees. You can use any ATM in the without fees. The interest rates are currently 0.25% APY for balances under $50,000, 1.10% APY for $50k-$100k, and 1.15% APY for $100k+. If you have under $50k, then try to keep most of your money in ING savings. Another random feature? Their new debit card is totally flat and unembossed, with the card number printed on the back. I don’t really get it.
I still think the has better features, but if you are a loyal ING Direct fan this is a nice incentive to try it out.
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