This one definitely bears repeating as so many military families are facing financial crisis while their loved ones are serving in Iraq and Afghanistan or even from regular PCS moves. The 2003 Servicemembers Civil Relief Act puts in place many safeguards and financial benefits for your family including protection from residential lease and automobile leases, terminations related to your service move, caps on the interest rate your lender can charge you for existing mortgages, protection from eviction and even foreclosure..
Some protections even extend to dependents of active-duty service members. If you are active-duty Army, Navy, Air Force, or Marine Corps, or a member of the Guard or Reserve:
- You are eligible for free services provided by the Military OneSource program, including consultations about the SCRA by phone or email. Call 1-800-342-9647 or go to www.MilitaryOneSource.com.
- You may also ask a legal assistance attorney to help you understand the SCRA and how its protections may apply to you. You may visit the Armed Forces Legal Assistance Locator to find your nearest Legal Assistance Office.
If you are active-duty Coast Guard, go to Coast Guard Legal Assistance for more information about how the SCRA may apply to you.
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