Checklist to improve your credit score

Posted by Admin in Financial News | No Comments

A good credit score is an easy way to access credit card, mortgage, mobile phone contract or a loan. Don’t feel panic if you have a bad credit. Understand about how to improve your credit score for getting an excellent credit report. This will help to reveal your credibility among the potential lenders.

Tips to enhance your credit score are:

Evaluate the credit report regularly – Lenders will look through details included in the credit report before approving a loan. This provides all information about your past credit dealings, whether you are making the repayment in correct schedules or it is possible to afford more credits. Hence, keep your credit report up-to-date and error free to improve your credit scores. If error happens, contact the lender and make the corrections at the earliest. You (…)

Margate Jelly Launches without a wobble!

Posted by Ginger Makales in Financial News | No Comments

Had a great day at our first MargateJelly launch the good news was there was more than just Lee and I sat there so thanks to everyone who popped in during the day.

Thanks to:

Lauren Baker James Vigar Craig Durrant Simon Moores Lee Williams Stella Hulott

We will now work on the format slightly to get more people interested and now we have looked at the space we have we can run breakout sessions and possibly even a workshop.

Thanks to Westgate Pavilion for hosting us if you want to attend the next event it is on the 28th March and runs from 10am to 2pm. You can book now on the website:

Investing in Gold Stocks

Posted by Ginger Makales in Financial News | No Comments

Gold has certainly made a mark in the investment world. More people are now considering investing in gold stocks, a small part of the total stock market.

There are a few things investors should know about before they take the plunge, however. We’ve outlined some things that make gold investing different from other investments.

Investing in Gold Stocks

Here are some basics about gold stocks that every investor should know before they begin:

1. Gold stocks are volatile – Gold mining stocks that list on the stock market are volatile because of the ever-changing value for gold. When gold moves up 5%, a gold stock may easily advance 10% or more. Likewise, a 5% drop in gold prices may lead to a 10% shave off the price of gold mining stocks.

2. Dilution – Gold mining companies often dilute their shares to fund new operations and mining investments. This means that the share count is increased, and the relative value of one share of the company decreases over time. When

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Planning for retirement: Be introspective and extroverted

Posted by Ginger Makales in Financial News | No Comments

Recent findings from the New Retirement Mindscape® City Pulse index suggest that a person’s gender may influence the ways they plan for retirement, and it appears both men and women can learn a lot from one another. Regardless of your marital status, it’s beneficial to understand that the ways you approach retirement may be different from your spouse or partner, family and peers. Though there may never be absolute agreement among couples or families when it comes to planning financially for retirement, different perspectives are often very valuable.
But before you can gain perspective from others, you must understand your own strengths and weaknesses – and recognize those of your partner or family members. For example, you or your spouse might be financially-minded and focus energy on your portfolio, while the other thinks about things they want to accomplish during retirement, like travelling or going back to school. Instea (…)

TurboTax Tax Freedom: Free Online Tax Filing for You!

Posted by Ginger Makales in Financial News | No Comments

Wondering where to find free online tax preparation and e-filing? The IRS is once again offering it’s Free File Alliance program. The program makes online tax preparation and e-filing available at no cost to low and middle-income taxpayers.

IRS Free File Alliance is a public-private partnership between the federal government and private tax preparation companies, including TurboTax maker Intuit.

People with an adjusted gross income of $57,000 or less can select from more than a dozen online tax preparation services.  That means about 70 percent of all taxpayers, or 95 million people, are eligible to use these free services.

Intuit has supported the Tax Freedom Edition for nearly a decade. In that time, we’ve donated more than 22 million federal and state tax returns through TurboTax Tax Freedom Online, to low and middle-income taxpayers.

For tax year 2011, anyone who qualifies for EITC, or is on active duty military with an AGI of $57,000 or less, or has an AGI of $31,000 or less can use TurboTax Online Tax Freedom Edition.

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Specialist caravan insurance broker Cover4caravans goes wild with site revamp!

Posted by Ginger Makales in Financial News | No Comments

Specialist niche insurance broker Cover4caravans.co.uk today unveiled its new look website which gives a fresh, friendly and fun feel to buying caravan cover.

Richard Burgess, Director at Cover4Caravans, commented: “We have spent the last few months working very closely with our expert design team to update our website to make it friendlier and even easier to use as well as make it stand out from the rest!

“We are really excited about the results – a caravan insurance website that really epitomises what caravanning is all about – fun, nature, and the great outdoors!”

The new design which offers all the great quote and buy online benefits of the previous site but is even easier to navigate around features colourful wild animals and a fresher look and feel.

The revamped site also includes direct feeds from the Cover4caravans insurance blog and its Twitter page, as well as linking to its Facebook presence. This mean

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