Chandler, AZ Golf Course Homes Offer you More Time on the Greens

Posted by Clifford Mato in Financial News | No Comments

Are you a golf enthusiast looking for a new home? Well, look no further. Chandler, AZ golf homes offer you more time on the greens. There are more than 13 golf courses within the city limits. Talk about variety. And that does not even include the more than fifty courses within a twenty mile radius. The area is literally littered with golf courses. There is no doubt that Chandler, AZ is the spot for the avid golfer.

Also, due to the year-round beautiful weather, you’d be able to take advantage of these beautiful greens on most days of the year. And don’t worry about the rest of the family. Chandler offers fun for the whole gang. In 2010, the city was declared a Playful City USA community, due to the fact that play has been made a priority in the city with its many parks, recreational amenities, and aquatic centers. So, come check it out and don’t be afraid to let the golfer in you bloom to its fullest in Chandler, Arizona.

Housing Report for Falmouth ME, June 2011

Posted by Clifford Mato in Financial News | No Comments

The Falmouth ME residential housing market saw a total of 15 transactions take place for May 2011, down from 22 in May of the previous year. This reflected a 32% yearly decrease and 25% monthly increase in sales. The median price in May 2011 increased to 400K compared with 270K in the month of May 2010. This is a 48% price increase yearly, but a 12% increase for the month. The average number of days on the market has decreased to just 28 for the month of May. At the beginning of June, the Falmouth residential market had 146 homes for sale, up from 130 in the month of May.

This summer the Falmouth Historical Society museum is exhibiting a focus on sustainable living and traditional crafts – visit to learn more about herb gardening and other topics. For more information on Falmouth and greater Portland real estate please visit www.mymaineproperty.com or feel free to contact me directly at 207-650-5383 or via email at john@greentreemaine.com

The secret mortgage rip-off

Posted by Clifford Mato in Financial News | No Comments

Mortgage lenders have been cheating borrowers paying variable rates!

Between October 2008 and March 2009, the Bank of England’s base rate collapsed from 5% to 0.5%.

As a result, banks, building societies and other lenders could borrow money at much lower rates. This greatly improved their profit margins and helped them to weather the global financial crash of 2007/09.

As the base rate nose-dived, banks and building societies were quick to slash savings rates. However, they were deliberately slow to pass on these reductions to borrowers.

Indeed, according to the consumer champions at Which? Money magazine, 95% of all UK lenders have failed to fully pass on cuts in the base rate to their standard variable rate (SVR) borrowers.

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QROPS: Legitimate Offshore Pensions not Tax Avoidance Solutions

Posted by Genry Read in Financial News | No Comments

Too many headlines are confusing the QROPS landscape; these are legitimate and often advantageous pension solutions for those living, working or retiring abroad. We look at the fundamental facts which prove how straightforward QROPS considerations are for expats and IFAs.

Why is there so much speculation in the media at the moment that QROPS are being utilised for illegitimate purposes?  This is not the case in our experience.  Expatriates and those planning a retirement abroad are generally well informed about QROPS and the fact that they are legitimate offshore pension solutions, as opposed to tax avoidance vehicles.

And yet we read headlines about ‘smash and grab QROPS’ in the FT and the fact that there are just too many QROPS to choose from, making an adviser’s job too difficult according to IFAonline.  Perhaps it’s just a case of publications sexing up rumours to salaciously titillate readers!

The fact of the matter is, many schemes that are listed as QROPS are not available for UK pension transfers and so do not even have to be considered by an IFA, and as long as you understand the fact that in order to be recognised overseas pension schemes, these solutions have to follow the British pension ideal, you won’t go far wrong.

Furt

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The Best Time to Buy

Posted by Ginger Makales in Financial News | No Comments

Do you know the best time to buy…?

I was once caught in a terrible rainstorm on OSU’s campus and found myself contemplating the relative merits of spending $18 on an OSU umbrella at the college bookstore or walking another mile and a half in the downpour.

Even though I was a starving graduate student at the time, I coughed up the money. But it was a great lesson in knowing the right time to buy something. (Always buy an umbrella when it’s sunny out!) So here is a breakdown of days of the week that are the best times to buy many of the items you need:

Best Time to Buy Groceries: Sunday Evening

Buy your groceries on Sunday evenings. The crowds will be smaller, the fresh items that must be sold before the end of the day will be going on sale just before closing, and most importantly, you can use that day’s coupons from the Sunday newspaper together with the store sales—which generally run from Wednesday through Tuesday. Don’t f

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How Can You Get Rich in Your Lifetime?

Posted by Ginger Makales in Financial News | No Comments

I wrote a post way back about how people get rich. The post looked at common wealth accumulation strategies from an article that I found. The post received some great comments. Every topic was discussed from starting a business to getting a very reputable education (oh and winning the lottery of course). The other day the article received a really insightful comment from Nick on how you can get rich in your lifetime:

I really love to read insightful comments like this. There’s only so much that you guys can pick up from a 23 year old dude that loves personal finance. This is why I encourage discussion on my blog posts.

I just wanted to throw in some additional thoughts on this theory for getting rich in your lifetime:

The survivorship bias is lethal.

Too often do we hear about the successful small business owners. What about the 40-year old that lost his home on a bad business deal? W

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