Avoid Scaring Potential Home Buyers; How to Get Rid of Pet Odors

Posted by Genry Read in Financial Reviews | No Comments

Cats, dogs and other furry friends are members of our families. But when it comes to selling your home, many potential homebuyers dont want to meet these family members and they certainly dont want to smell them as they walk through the front door.

If youre in the process of getting your home ready to put on the market, you have a lot of work ahead of you. One of your primary goals is going to be to ensure that your house doesnt smell like your pets. Fortunately, you can be proactive about this and lower your risk of turning off potential home buyers.

Temporarily Relocate Pets

Talk with family members or friends you can trust to take care of your pets during the home selling process. Getting your pets out of the home allows you to work on getting the pet odor out and keeping it out.

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Lending Club Returns Continue Upward Trend At 11.44%. Lending Club Passes 500 Million In Loan Originations

Posted by Genry Read in Financial Reviews | No Comments

Ive been investing with Lending Club for a couple of years now, and Ive gone from a skeptic when I first started investing with the service, to someone who is convinced that Lending Club can be an integral piece in any persons investing strategy. Ive seen good returns since I started, and despite warnings from a variety of sources about how the site was a flash in the pan and not something youd probably want to put your money in, Ive stuck with it. Over the years Ive used the site Ive only had one loan get charged off.  Since I was diversified, however, Im still getting 11.44% returns. Not too bad.

This past week Lending Club announced that they had reached $500 million in loans originated since inception (2007), further showing just how strong the platform is.

Lending Club, the leading platform for investing in and obtaining personal loans, today announced that $500 million in loans have been originated via the platform since inception.
Lending Club serves the needs of prime consumers who choose the lower interest rate loans available through Lending Club over more expensive credit cards.

The San Francisco-based company commenced operations in 2007 and has exceeded 100 percent growth in loan volume each year since.

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The Northern Gateway project is a Canadian decision

Posted by Genry Read in Financial Reviews | No Comments

Not many Canadians realize the number of foreign special interest groups attempting to sway Canadian decision making. Fortunately, Kathryn Marshall has researched this for her article below and it makes for some compelling reading.

I expect that foreign funded NGOs are working hard to sway First Nations opposition through whatever means they can in this battle for public opinion as well. Personally, I love pipelines. We have one in our  backyard. The house would be very cold without it and we’d have to install a coal chute.

Check out as well. 

Troy Media - .On January 10, the federal government opens public hearings to determine whether to approve a new pipeline to deliver oil from Alberta’s oil sands to the B.C. coast

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Leave It to the Pros: Q&A with Personal Finance Expert Manisha Thakor

Posted by Genry Read in Financial Reviews | No Comments

We’re up to expert #5 in our “Leave it to the Pros” series, where we ask the nation’s top financial experts all of our burning money questions. Today, we’re talking with Manisha Thakor, personal finance expert and author of the books On My Own Two Feet, Get Financially Naked and the upcoming title, MoneyZen.

Q: Hi, Manisha. Thanks so much for taking the time to chat with us today. Tell me, how did you get started in the financial world? What do you do today?

A: After earning my MBA from Harvard Business School and spending 15 years working in financial services, today I spend my time teaching, writing and speaking about the basics of personal finance for women. The core of my work is a concept I call MoneyZen a joy based approach to personal finance.  It is a fr

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Free, Cheap And Affordable Ways To Backup Your Digital Data

Posted by Genry Read in Financial Reviews | No Comments

Even if we havent all experienced a computer or hard drive failure, weve probably at least heard of someone we know having a hard drive fail, having their home flooded or robbed or having some other disaster befall them that causes them to lose important computer files.

In this day and age there are so many free and affordable options to backup your digital data that there really should never be an excuse for not backing up your files.

After reading a post a couple of weeks ago over at BeatingBroke.com about data backup options for people on a budget, today I thought Id put together my own list of free, cheap and affordable backup options and online storage that I think people should check out.

Over the years Ive come across a lot of online and local backup options.  Here are some of the best options that Ive discovered.  Keep in mind, some of the options listed below are purely 1-1 backups of the data on your computer, while others offer space to store whatever files you want online. S

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Supercar Pileup = Free Advertising

Posted by Genry Read in Financial Reviews | No Comments

The Ferrari pileup in Japan is isn’t the first example of a luxury car demolition derby. The total damage is estimated at around ~$4million.

Call me suspicious but given that the cost of a Superbowl add is ~$3million, hiring a few stunt drivers and letting them crash on the highway would create an economic benefit (as long as all the drivers survive).

When I drive my Ferrari on the highway… OK… IF I was driving a Ferrari that I miraculously owned, I don’t think I’d set myself up to pile into someone from behind. 

Jim Letourneau | Buffer |